Summary of the project to be financed:
Crowdlending campaign to increase the scope of the European DE-RISK project by incorporating a new home into the local energy flexibility pilot being carried out in Murcia (Spain).
This is an opportunity for local investors in Murcia to be part of an innovative European project, DE-RISK, aimed at promoting local flexibility markets as a lever to boost the widespread deployment of renewable energy and energy efficiency in our housing stock.
The collective loan is intended for MIW Energía to install a photovoltaic self-consumption installation in a home in Murcia and install devices to monitor its electricity consumption in order to improve its energy efficiency and study its participation in a local flexibility market.
This is a "Km0" investment project:
- During the first two weeks of this crowdlending campaign (from September 10th to the 16th, 2024), investment in this collective loan will be limited to natural and legal persons from the city of Murcia.
- During the following two weeks of this crowdlending campaign (from September 17th to the 23th, 2024), the investment in this collective loan will be expanded to natural and legal persons throughout the region of Murcia.
- Subsequently, if the project has not reached its target amount, the investment will be open to anyone who wants to participate.
About the DE-RISK project:
DE-RISK is a project that will run from 2022 to 2025 and aims to promote the market acceptance of renewable energy systems by providing up to 100 GW of flexibility by 2030. Utilizing an innovative customer behavior change process, it seeks to minimize investments and risks.
Additionally, it integrates digital twins and multi-sided business models to reduce technical risks and enhance sustainability. Moreover, it develops regulatory recommendations to ensure fair and transparent adoption of flexibility markets.
About MY ENERGÍA ONER SL (MIW Energía):
MIW Energía is an energy company founded in 2013 in Murcia (Spain), which has evolved from its beginnings as a traditional marketer to try to anticipate the new needs of consumers and the reality of the electricity market.
Thanks to a business strategy based on constant investment in innovation, it offers energy solutions that provide improvements in service and greater autonomy to the consumer, who is increasingly demanding and committed to the environment.
The company is specialized in the marketing of electricity and photovoltaic self-consumption systems, maintaining the focus on offering a quality and transparent service in dealing with the customer. Among the services it includes the representation of renewable energy producers in the energy markets, development of energy communities, and energy services based on innovation, operating throughout the territory of mainland Spain.
The company participates in numerous innovation projects, which allow the company to be at the forefront of energy technology to provide solutions to consumers related to the energy transition, such as flexibility, aggregation and balancing services, prosumers, Internet of Things IoT for the control of energy assets or smart buildings, among others.
What do you have to do to participate in this collective loan?:
- Register for free on the Ecrowd website and upload a copy of your DNI or ID (or NIE + passport), valid and on both sides, in .pdf or .jpg format, in the "My profile" section. If you were already registered, just log into your Ecrowd account.
- Answer the questionnaires on financial knowledge and to simulate your ability to assume losses to be activated as an investor in the platform.
- Please carefully consult the KEY INVESTMENT DATA SHEET in the "Documents" folder of this investing offer.
- Find out the details of how the collective loan works (interest, terms, risks and fees) in the "Investment operation" section of the project.
- Find out about the company requesting the loan in the "Promoter" section and about the people who manage it in the "management team" section.
- Decide the amount of your investment* and the method with which to contribute the funds.
- Inform other people that they can also participate in the collective loan so that it is completed faster.
* amount limited to €300 per person
Disclaimer:
This crowdfunding offer has not been verified or approved by the competent authorities (CNMV) or by the European Securities and Markets Authority (ESMA).
The suitability of your experience and knowledge has not necessarily been assessed before you were granted access to this investment. By making an investment in this crowdfunding project, you fully assume the risks involved, including the risk of partial or total loss of the money invested.
Risk warning:
Your investment is not covered by deposit guarantee schemes established in accordance with Directive 2014/49/EU of the European Parliament and of the Council (*1). Your investment is not covered by investor compensation schemes established in accordance with Directive 97/9/EC of the European Parliament and of the Council (*2).
(*1) Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes (OJ L 173, 12.6.2014, p. 149).
(*2) Directive 97/9/EC of the European Parliament and of the Council of 3 March 1997 on investor compensation schemes (OJ L 84, 26.3.1997, p. 22).
You may not get any return on your investment. This is not a savings product and we recommend not investing more than 10% of your net assets in crowdfunding projects. You may not be able to sell the investment instruments whenever you want. Even if you can sell them, you could suffer losses.
Pre-contractual reflection period:
As an investor you have a pre-contractual reflection period of 4 calendar days, by virtue of which you have the right to reconsider the decision to invest and to withdraw without any obligation or negative consequence of the investment made. You are also advised to use this time to carefully review all the information provided about the project and its potential risks, as well as to consult with financial advisors if you consider it necessary. The request to cancel the investment, which will not entail any cost or require any justification, may be made by sending an email to investors@ecrowdinvest.com, notifying the decision adopted.
Recommendations:
Unless you are a professional investor or an experienced investor, Ecrowd recommends that you do not invest amounts exceeding €1,000 or, if greater, 5% of your liquid net worth, calculated as your net annual income plus their financial assets (except real estate and pension funds) and subtracting the sum of their annual financial commitments (loan and rental installments).
Diversification is the most appropriate strategy to reduce investment risk.
Collective loan guarantee:
This collective loan has the personal guarantee of the requesting entity: MY ENERGÍA ONER SL.
Project location
Ecrowd does not charge any commission on your investments or received interest.
The received interest will be subject to the applicable withholding tax.
Ecrowd is a regulated crowdlending operator (Plataforma de Financiación Participativa) with a licence from the Spanish Financial Authority (CNMV).
Ecrowd is not an investment services company or credit institution and does not participate in any investment guarantee fund or deposit guarantee fund. The investment projects presented on this platform are not subject to authorization or prior supervision by the CNMV or the Bank of Spain, and the information provided by the developers has not been reviewed by these institutions. All funds are deposited on the electronic payments platform LemonWay payment, which is registered with Bank of Spain. The performance of your portfolio depends on the success of each individual project. There is a risk of total or partial loss of the invested capital, not obtaining the expected financial return and limited liquidity. Carefully read the detailed project information before commiting to any investment. By investing in this project, you expressly state you have received, read and accepted the general conditions of Ecrowd Diversification is the optimal strategy for managing your investment portfolio.
More information: how to invest with Ecrowd
Investors
Vicente
300€
Tomás
300€
Carlos
300€
Francisco
300€
Manolo
300€
Pablo
300€
Miguel Ángel
300€
Pablo
275€
Ricardo
225€
Rubén
100€
Gustavo
50€
